The last payment from the building loan has been completed and now we can convert the loan into a mortgage. I have no real idea what the final total amount we have had to borrow is as I'm living in denial of what the repayments will be. Hopefully we can negotiate a good deal with the bank as we have previous and existing loans with them. The good news is since we started our build the interest rates have fallen which is a blessing to everyone out there who has home loans as it eases the pressure if only ever so slightly.
Th first electricity bill arrived for $261; hard to say if that's an accurate reflection of our power consumption at this stage or not. The pool runs for 6 hours a day but we have a very efficient pump,oh but it only got installed at the end of December. The washing machine averages 1 load a day as does the dishwasher. So far we have not used the air con during the day as we haven't needed to even on a day like yesterday which was 34 deg and very humid. However it has been on for about 50% of the nights since moving in. Then there are the lights but we tend to only have on what we need and switch things off when we are finished, the TV, foxtel, DVD player etc which use their amounts as does the extractor over the cooker (that gets a good workout as we do a lot of cooking!). It all starts to add up. Luckily we have a gas hob and hot water system which I hear would massively add to our electricity consumption otherwise.
If it is a true reflection (I think it is slightly under) then our power bill would be around $1100 per year which is much cheaper than our old house.
Now I wonder how much the gas bill will be?
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